Calculator: Credit card repayment reality check

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This credit card calculator can throw up some shocking results. See your payments and see what happens if you've been lured into taking a credit card with a low-interest introductory offer that has expired, forcing you to paying higher rates for longer, much longer.

TABLES: Best balance transfer credit cards Credit Card Reality Check Calculator

Warning: This calculator does not factor in the time it would take to repay a credit card debt where the minimum payment is calculated as a percentage.

Your plastic debt

This calculator will show you just how long it's going to take you to clear your credit card balance if you don't wake up, face reality, stop paying the bare minimum and start clearing this punitive form of debt.

Your credit card balance: £ Interest rate: % Monthly payment: £ Calculate Result Number of monthly payments: Clear your debt quickly

Now see how much you need to pay a month to clear your balance in the shortest possible time.

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