Second Portland man sentenced in mortgage fraud scheme, Geoffrey Montani, 36, of Portland, Ore., was sentenced March 15, 2013 by U.S. District Judge Robert E. Jones to 15 months in prison for wire fraud in connection with a mortgage fraud scheme. Montani’s co-conspirator, Kenneth Jones, 50, also of Portland, received the same sentence on March 7, 2013 in a separate hearing. In addition to the prison term, each was ordered to pay over $1.4 million in restitution. One other participant in the scheme who provided “straw buyers” for Montani and Jones, Marty Folwick, was convicted and sentenced to 63 months in prison in 2008 Montani and Jones bought and resold residential houses in the Portland metropolitan area from mid-2005 through April 2007. Instead of attempting to sell these houses to legitimate buyers, they chose to sell to the “straw buyers” who were promised a cut of the profits for the use of their name and good credit records. The scheme, in essence, worked as follows: Montani a