Biden's presidential campaign spent $36.9 million in June

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WASHINGTON/NEW YORK - Former U.S. Vice President Joe Biden’s presidential campaign spent $36.9 million in June, ending the month with $108.9 million in cash, according to a disclosure filed on Monday with the Federal Election Commission.

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Credit unions will go head-to-head with payday lenders after the Government announced it would raise the cap on interest charges so that unions do not make losses on short-term loans. The Treasury yesterday confirmed it will introduce legislation that from April 2014 would raise the interest rate ceiling on credit union loans from two per cent to three per cent a month following a consultation with lenders. Three per cent a month works out at APR of 42.6 per cent. Currently, restrictions on interest rates mean that while unions can make decent returns on long-term loans, loans of a similar length to those offered by payday lenders tend to operate at a loss. Helping hand: Short-term credit union loans will be more expensive, but more sustainable for unions and still well cheaper than payday loans. Raising the interest cap on the reducing balance of loans will make short-term loans from credit unions more expensive, but at a maximum APR of around 42.6 per cent they will still be si...
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Precious moments together...

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