11 shares 28 View comments Painful legacy: Anne Spoor is still suffering five years after being hurt on a coach New laws to tackle the growing compensation culture that has turned the UK into the ‘whiplash capital of Europe’ will hit genuine victims, warn lawyers. Anyone suffering personal injury must pay their legal costs if they claim compensation, as dramatic changes to the law on ‘conditional fee agreements’ – better known as ‘no-win, no-fee’ deals – kick in from tomorrow. It means that even when victims win compensation in the courts, their legal costs can no longer be recovered from the defending side. The changes are part of a Government clampdown on fraudulent whiplash claims, which as Financial Mail has reported since 2009 have inflated motorists’ insurance premiums by more than 20 per cent. But some lawyers argue that genuine claimants – some who suffer severely after an accident – will be more reluctant to bring claims while lawyers may refuse to take o