Fierce competition for savers' cash has seen a string of leading accounts open in the last week.
Leeds BS's new version of its Online Access pays 2.44 per cent after tax (3.05 per cent before). This includes a 2.04 (2.55) percentage point bonus payable until October 31 next year.
There are no restrictions on cash access. But once you've opened an account, you can only add money while it's still open to new savers.
Newcastle BS has reopened its Online Easy Saver which pays 2.4 per cent (3 per cent).
There is no bonus on this account, so you won't necessarily have to move your money after the first 12 months. And you can add to it once it is closed to newcomers.
The society has also launched Bonus Saver issue 2 at 2.44 per cent (3.05 per cent) including a 0.76 (0.95) point bonus for the first year. It also has a cash Isa version paying a top 3.05 per cent tax-free.
It's an attractive rate for an account which comes with a passbook which you run through the branch or by post.
You can only make two withdrawals a year — if you exceed this the account is closed.
Lloyds TSB has launched its easy-access Cash Isa Saver Base Rate Tracker, which will follow any moves in the Bank of England base rate — currently at 0.5 per cent.
The rate on the account is set at 1.85 points over base rate for a year.
Experts are predicting base rate will remain the same for most of next year and even into 2013.
But Lloyds has closed its Cash Isa Saver paying 2.35 per cent.